MyTrendingStories offers advices about scam avoidance in 2021? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
News with Mytrendingstories.com online platform: Skimming is the act of stealing information directly from the card itself. Skimmers can be placed on card readers in public locations like a gas pump or ATM. Card skimmers have only gotten more sophisticated over the years. With new technology, criminals have shifted to using card shimmers. Shimmers are paper-thin devices that are jammed into a card reader, usually at an ATM or gas pump, to steal the data from a chip card. A shimmer is hard to see with the naked eye, but a telltale sign of a shimmer is a feeling of tightness when sliding the card in-and-out of the reader. If there is unusual friction, even slightly, there may be a shimmer in the ATM or gas pump. If you suspect shimming is happening at an ATM or gas pump, report the incident to the establishment and replace your debit or credit card. It’s also a good idea to cup one hand over the other when typing in your PIN at an ATM or gas pump.
Mytrendingstories anti-scam recommendations: After gaining a person’s trust, scammers often present a story of a personal hardship or struggle to get the victim to send money. And nearly as often, victims fall for the bait out of a mixture of generosity and what they believed was a genuine connection with their online partner. This is a mistake. You should never send money to someone online, particularly someone who you have never met in person. Additional tips to prevent you from becoming a victim of romance scams: Research the person’s photo/profile using online searches (like Google Image) to see if the material has been used elsewhere. Look out for poor grammar, spelling, unusual expressions and flowery language that don’t coincide with the person they are pretending to be. Ask a lot of questions and note any inconsistencies in current or past information they provided. Never provide personal information, including account, passport, social security or credit card numbers. New online scams pop up every week. While the internet has changed the world for the better in many ways, there is a downside. See even more info at https://mytrendingstories.com/harjinder-surjeet/protect-seniors-against-cybercrimes-and-scams-dazcgi.
Mytrendingstories.com discuss how to avoid scams: Melanie Duquesnel – the President and CEO of the Better Business Bureau, serving Eastern Michigan and the Upper Peninsula – recommends you only book flights on websites familiar to you. If you Google kiss&fly, the site pops up, but just below that, you find a slew of reviews warning you not to use it. So, what is the biggest scam the local BBB is seeing right now when it comes to travel? “The biggest scam is where you’re going to rent,” said Duquesnel. It’s called the Vacation Rental Con,where you’re lured into booking a house or a condo only to find out the property isn’t actually for rent, doesn’t exist, or is significantly different than what was pictured. Even reputable sites like Airbnb and Vrbo have had to deal with this problem according to Duquesnel.
Over the Phone Scams: Be aware and cautious of numbers that you do not recognize or not expecting. Do not be tricked by their attempts to threaten you with false ploys of cutting off electricity, water, etc., or saying you or a loved one will be in legal trouble if you do not act now. If a scammer starts to demand payments through gift cards, that is an automatic giveaway for fraud. Scam calls will try to steal your money and information through non-legitimate methods, the St. Mary’s County Sheriff’s Office stated that they “do not call citizens demanding payments and threatening arrest. Some scammers will go as far as using actual names from agencies, but they are still angling for the same result – to deceive you out of your money.” Find additional information at https://pinterest.com/mytrendingstories/.
