Mytrendingstories.com suggests tips on how to avoid scams? Avoidance maneuver: Donate to real charities on their own websites. Find the sites yourself instead of clicking on links in email solicitations; in the wake of the Haiti earthquake, scammers even set up fake Red Cross sites that looked real. Genuine aid organizations will accept donations by credit card or check; they won’t ask for wire transfers, bank account information, or Social Security numbers. Donations via text message are okay as long as you confirm the number with the organization. Knowing how to block emails that are suspicious can also help you protect personal information.
Live news by MyTrendingStories blogging portal: Skimming is the act of stealing information directly from the card itself. Skimmers can be placed on card readers in public locations like a gas pump or ATM. Card skimmers have only gotten more sophisticated over the years. With new technology, criminals have shifted to using card shimmers. Shimmers are paper-thin devices that are jammed into a card reader, usually at an ATM or gas pump, to steal the data from a chip card. A shimmer is hard to see with the naked eye, but a telltale sign of a shimmer is a feeling of tightness when sliding the card in-and-out of the reader. If there is unusual friction, even slightly, there may be a shimmer in the ATM or gas pump. If you suspect shimming is happening at an ATM or gas pump, report the incident to the establishment and replace your debit or credit card. It’s also a good idea to cup one hand over the other when typing in your PIN at an ATM or gas pump. See extra information at mytrendingstories scams.
MyTrendingStories anti-scam guides: First, don’t trust the messenger, no matter who they say they are or what it says on caller ID. Do not act immediately. Break the contact and take a 10-minute breather. Get some water. Scammers often push “secrecy,” so talk to someone you’re sure is likely to remain calm. Think about your options to independently verify any alarming message. Google is a great scam-confirmation tool. Your local police and your bank are also resources for you in a moment like this. Call them on phone numbers you personally get from their official websites. Find out what you’re really dealing with and then your next steps will become clear — especially if it’s a scam. If your “prior preparation” saves you from falling for a scam, spread the word. Tell others what happened and help them learn how to prepare to save themselves too.
MyTrendingStories teaches how to escape scams: Consider travel insurance. Duquesnel said sites like Vrbo allow you to buy insurance. If you get to the rental and find out you were scammed, Vrbo will work to find some place comparable as quickly as possible if you have the insurance. If you’ve been searching online for vacations and all of a sudden get a text on your phone about a great deal, ignore that. Duquesnel said that’s called “smishing.” Scammers somehow get your number and try to woo you in order to get your credit card information. Don’t fall for it. Check out the BBB’s website for reviews and complaints and use their scam tracker to report any problems. Sound the alarm if a retailer asks you for a wire transfer, a money order or a gift card as payment for your order. In this case, it’s likely that your money will fall directly into the pocket of a scammer and you won’t receive anything for the money you paid. If you want to protect yourself, always pay with a credit card or other secure forms of payment, according to the Better Business Bureau. Discover additional info at Mytrendingstories.
Fake calls from someone pretending to be from the Financial Ombudsman Service asking for personal financial details. The ombudsman will never call you out of the blue to ask for information – it’ll only be in touch if you’ve got a case with it already. You can find out more about financial scams on the Financial Conduct Authority’s website or for scams in general, see the Metropolitan Police’s Little Book of Big Scams, or the Citizens Advice website. Web security has come to the fore in recent years with major hacks resulting in millions of users’ account details and sensitive info being put at risk. Fortunately there’s a quick, free and easy way to check if your details have been compromised. The website HaveIBeenPwned? (‘pwned’ is geek-speak for being made a fool of – it’s pronounced ‘poned’) allows anyone to check if their accounts have been compromised in a number of known data breaches in recent times. Go to HaveIBeenPwned? and enter your email address. Enter the address you use at any sites you’re concerned may have been hacked – for example, the one you usually log in to LinkedIn with. It’ll tell you if your account’s been compromised. You’ll be shown a list of breaches you were ‘pwned’ in, with some background info on the hack, plus what data was compromised – eg, email address, password, date of birth, etc.
